Serviceportal–Baden-Württemberg
Nachfolgend finden Sie die Verfahrensbeschreibungen der Angebote des Serviceportals BW.
Nachfolgend finden Sie die Verfahrensbeschreibungen der Angebote des Serviceportals BW.
If you wish to retire before reaching the standard retirement age, you must apply for your old-age pension from the relevant pension insurance institution. Please note that you must expect deductions when your pension is paid out.
The deduction before reaching the standard retirement age is 0.3 per cent per month and 3.6 per cent per year. This will continue to apply once you have reached the standard retirement age and will also have an effect on any survivor's pension to be paid later. This reduction can be fully or partially offset by a compensatory payment.
Note:
Prerequisites are:
Seek advice from the pension insurance institution responsible for you.
During the counselling session you can clarify
For example, you can calculate how high your monthly pension will be. If you wish, your advisor can also tell you the amount of additional contributions you can make to compensate for the reduction in your pension.
You can also apply in writing for a special pension statement with the same information.
You can then decide whether you wish to claim an early pension with deductions. In such a case, you must apply for the pension in writing or have your application recorded at the relevant offices.
The forms are available from the relevant offices and you can also submit your application online.
Send the completed pension application form directly to your pension insurance provider.
Once your application has been approved, the Deutsche Post AG Pension Service will transfer your pension to your account each month. In most cases, a personal contribution to health and long-term care insurance will be deducted.
You can also have your pension transferred to the account of another person. This person must agree to the transfer in the pension application.
The pension is paid out on the last working day of each month.
For payment of the calculated equalisation contributions: within three months of receipt of the special pension information
If the equalisation payment is made after the three months have elapsed, there may be changes in the amount of the equalisation contributions (still) to be paid.
Note: You can still pay equalisation contributions even if you are already drawing an early retirement pension with deductions. To do this, please apply again to your pension insurance institution for a special pension statement that takes into account the fact that you are already drawing an early old-age pension.
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The processing time is usually three months from the date of application.
Tip: Submit your application at least three months before you reach retirement age. This way you will receive your pension immediately after your employment.
From the age of 55, you will automatically receive a pension statement every three years informing you of the amount of your pension entitlement to date.
The monthly pension amount is calculated according to a fixed procedure from
machine generated, based on the German release by: Deutsche Rentenversicherung Baden-Württemberg, 08.08.2024
Stadt Kuppenheim
Friedensplatz
76456 Kuppenheim
Telefon: 07222/9462-0
Telefax: 07222/9462-150
stadt@kuppenheim.de